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Know Your Nevada Rights

Nevada Law Is
On Your Side.

Nevada is a diminished value state — but the rules are specific and the clock is running. Here's exactly where you stand, in plain English.

Statute of limitations to file
3 Years
First-party claim (your own insurer)
No
Third-party claim (at-fault insurer)
Yes
DV via uninsured motorist coverage
Not in NV
Diminished value for at-fault party
No
Informational only — not legal advice. We are licensed appraisers, not attorneys. Confirm deadlines for your specific claim.
NRS Ch. 485
Nevada requires minimum liability insurance and recognizes diminished value as recoverable property damage in third-party claims.
Dugan v. Gotsopoulos
117 Nev. 285 (2001) — Nevada's Supreme Court allows a plaintiff to present before-and-after value evidence, including Kelley Blue Book and market data.
NV Jury Instr. 10.09
Damages equal the difference between pre-loss and post-repair fair market value, plus repair costs and loss of use.
Restatement §928
Recovery includes the reasonable cost of repair with allowance for any remaining difference in value after repairs.
See If You Qualify

The Clock Is Running.

Nevada gives you 3 years from the accident to file. Don't leave thousands on the table — start now.